For or against online banks

Online banking or bank with ATM and traditional storefront? That is the question. It is true that the choice is not necessarily obvious to a generation that has seen its first paid in cash, directly from the hands of the boss.

I still remember those first wages that would give me my boss at the time when I dared not open before him the famous envelope to verify the contents. Then I dropped my few notes, and the pay was so skinny, in my book of savings . Then I opened my first bank account, got my first check book.

Finally came the credit card, thank you Mr. Moreno , who has since become my most faithful companion. Indeed I do not pay hardly anything for a check book and lasts me over a year. Thus following the development bank I asked myself the question whether or not to choose an online bank. So I tried to make a comparison between the advantages and disadvantages of both systems.

While it may be more reassuring to go to his bank branch, on condition of finding competent people which is usually the case. But aside from that what you earn it? Most Internet users manage their operations and monitor their accounts from their microphone, and I'm sure like me they are almost never set foot in their bank.

So I took the plunge and I opened an account at an online bank. Formalities for account opening problem. The control of credit cards (and yes on a joint account we can get a free card each personal) and the checkbook was done without difficulty. All transactions are secured by a unique access code sent by SMS.

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Royal wedding

Should I still have a heart shopgirl for following the marriage of the beautiful Charlene with his Serene Highness Prince Albert of Monaco ?

No doubt I'm not the only one to have remained the small screen to enjoy the show, out of curiosity or desire to dream a little and change information as is customary gloomy headlines television. Oh we certainly are far from Tuche and it is not yet at that wedding where they have excelled!

So I could admire the splendor of the palace, the double staircase, red carpets, limousines who filed their famous occupants. By coquette I was sensitive to the bathroom and elegant capes or bibis rogues . And of course the grand finale, I had eyes only for the bride (after all it is in all such marriages), beautiful in her sumptuous dress Armani signed.

This bride there was sublime, blonde to perfection, discreetly disguised, stripped of everything except the one jewel that held her hair. The tender looks exchanged between the bride and groom, the winks of the prince to his beautiful, tears of emotion (or fatigue after the stress that it is easy to imagine) have touched my romantic soul.

Stephane Bern, in command of the comments with Marie Drucker, was like a fish in water and nothing escaped their cameras very well placed, so that they thought themselves at the forefront. Concert, fireworks, opera singers, one imagines refined dinner, everything was thought to make this ceremony a fairy tale.

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Missing Child

Removal of two small twins Livia and Alessia ago by their father more than a fortnight is one of the newspapers . The wildest rumors are running about them and I listen to the information in the hope that at last they are found.

This type of case is unfortunately becoming more common and children are the hostages of their parents separated. There is actually nothing more cruel than depriving a father or mother of his children. I imagine the anguish, the interminable wait between hope and despair of the mother Livia and Alessia.

What mental torture for her to read the note from her ex husband telling her that the girls rested in peace and that they had not suffered. And the investigation progresses, announces new features, witnesses ... so there is hope. The route taken by the father, certainly too desperate to reach such extremes, is incomprehensible. Why travel to Corsica with the two girls then go to Italy to end his days? All this is irrational behavior but a person's suicidal impulses can it be?

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Showdown, who wins?

A showdown has begun between the government and those opposed to reform pensions . Who will win? There is considerable uncertainty about the country.

Some argue that the gasoline shortage is not for tomorrow, other than the pumps are dry. In this game then I would lean more in favor of the latter because I regularly hear talk around me making it difficult to source difficult or impossible journey to work. On the eve of the Thanksgiving holiday, holy day, if any, resentment could switch sides.

Unions are a number of protesters up to ten times more important than the people who govern us. Which have a sight problem? Probably a little of both and cutting by half the pear is approached perhaps the truth.

When ministers announced that the movement is slowing, those who claim to provide an amplification of blockages. Ale, ale, ale, it's a mess.

One day we are told that the students are responsible for their actions, they know what they do and what they are talking and the next day we said that we should not use violence against children. Adults? Children? But where are the teenagers? They are not in danger in the defiles between the assault to flash ball and stone-throwing rioters?

The president, the first minister say they will be inflexible, Bernard Thibault for CGT and François Chérèque for CFDT they will eventually fold. Which will be more flexible on this difficult task?

At home this morning is retired, retired in the evening! The conversation remains focused on the topic and anyway we only speak of it on television. TV news swamp us with conflicting information and the suspense is over the course of events.

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Chile is jubilant

Sauvetage des mineurs Chiliens

After 69 days of their captivity at the bottom of the mine 32 miners Chilean counterpart and Bolivia were finally extracted from the bowels of the earth.

Trapped more than 600 meters below ground these men have shown an incredible will to live to endure an unimaginable ordeal. A whole nation was in suspense and tremendous energy, courage, with dignity and hope defeated the rock that kept them prisoners.

I admit I shed tears on hearing the unbelievable news of their rescue was like a rebirth. I was moved and appreciative of both what men do when they manage to combine their forces for anything other than war. This is a great lesson of courage and life. This gives confidence in human nature and once again proves that all hope is not vain. Men are capable of the worst but the best.

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The blog goes on vacation

As many of you, dear loyal readers and visiting the blog, or at least its author, goes on vacation until mid August.

This does not mean a complete cessation of the publication if it would not bother to have praised the Orange Domino that allows me to surf almost anywhere. But I will not publish an article every week, as I plan not to spend all my time on my beautiful Macbook .

I will join the sea and my mobile home and my days will be devoted to idleness or more active according to my desires. There is no established program and instead I plan to abandon all restraint finally rid myself of all those years of work.

I put the watch arrived as being subject to the imperatives train schedules throughout the year I live by my only clock: I eat when hungry, sleep when I'm tired and get up when I woke up. More dress code either. Rest assured I dress casually but instead with clothes more conventional office.

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Rumor

The rumor starts slowly, insidiously comes from who knows where. It swells, it swells and eventually burst. Everyone talks about it but no one admits to be the author.

It hangs indefinitely at its victims who hang as a shameful disease and desperately trying to bury it. She chooses any playground, private life or professional, sometimes mixing them, does not impose any limits and plays sometimes devastating consequences.

The fellow denies heeded but consents to lend a sympathetic ear. I met an employer who used to pass messages. All he had to reveal his plans to a person officially selected for the trust he gave him. He insisted that she received this confidential but should use discretion while knowing she would be eager to pass on information , just out of the office, all his colleagues. Of course she asked everyone to hold his tongue!

It reminds me of the legend of King Midas. The latter was afflicted with a pair of huge ears and always wore a hat to hide them from view of his subjects. One day it no longer unable to confide his disgrace to sympathetic ears, he dug a hole in the ground and whispered her secret. He had not reckoned on the wind that spread the new "King Midas has ass's ears, King Midas has donkey ears ..."

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Adopt A Nabaztag

Lapin communicant Nabaztag

Communicating rabbit Nabaztag

The communicating rabbit Nabaztag came out of his burrow to the delight of geeks. His name means nothing to you? This adorable bunny connected to a single electrical outlet connects to the Internet through its wireless function.

And what's the point? Though highly decorative, for me, it will make you multiple services. More than just a gadget, it connects to your favorite Web sites and gives you aloud the information that interests you: election results, weather , news ... You read the emails of your friends in more than thirty languages ​​( OK if you're like me all your friends speak French), prevents this is strong!

MP 3 player, he sings your favorite music and dance too. Feeding on the Internet, it never ceases to develop new features. It obeys your orders. Tell him a Europe and it plugs into your favorite radio station.

Turn on to your bed and you wake up you whispering "standing it's time to get up." He invites you to spend at the table "it is noon, it's time to eat" ... etc., etc. ...

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Shelf life papers

Destructeur de documents

Shredder

You've probably already asked the shelf life of official papers . We know that invoices, bank statements, tax returns and other documents as are to be kept for some time, but how?

Keep in life, degrees of which we can never get double, land titles, pay slips, statements of unemployment benefits (at least for the latter two, they should be retained until final calculation of retirement pension), family book, contracts marriage , divorce decrees, gifts between spouses, health records and vaccination, contracts of life insurance and purchase invoices all valuables.

Attorneys' fees, contracts of architects and contractors are to maintain large thirty years. Bank records of all kinds should not be destroyed until 10 years (it's been a good pile of credit card slips and bank statements), as the papers of mortgages whose ten year period starts from the last payment schedule and homeowners' insurance policies and car.

After five years you can get rid of water bills, residential leases after the last rent payment (this applies to the landlord and tenant), proof of legal fees. The tax services you can demand proof of payment up to 3 years back, you will be guaranteed by keeping these papers for 4 years.

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France paralyzed by the snow

For several weeks the ballots weather report of heavy snowfall and images of television news is not without recalling the winter sports that I loved so much.

Route enneigée

Snowy road

Parade before our eyes dazzled landscapes postcards quickly swept by the problems generated. For he must admit the snow in the city is far from possessing the same charm as in the mountain resorts.

Poor truck drivers stranded along roads away from home, unhappy villagers awaiting refueling shivering in their homes without heat or electricity, reckless motorists who find themselves in a ditch ... only children are having a field day in battle snowball.

This is an anxious eyes that I watch my weather station, wondering already on Sunday to see if I can easily reach my work the next day.

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